Potential for Contract Termination

Keystone First VIP Choice (HMO-SNP) has a contract with both Medicare and the Pennsylvania Medicaid program. The contracts renew every year. In the event we reduce our plan's service area or the contracts terminate, expire, or are not renewed for any reason, you will not lose your Medicare or Pennsylvania Medicaid Coverage. Should the contracts end for any reason, you will receive advance notice in writing containing your coverage options and Keystone First VIP Choice will continue to provide your health and prescription drug benefits until you start your new coverage.